It’s tempting to think travel insurance is unnecessary for quick trips to nearby countries like Malaysia, Indonesia, or Thailand. Since these destinations feel so close, many travelers overlook the potential risks. However, even a weekend getaway can go wrong, and the medical costs abroad can still be substantial. Accidents, illness, or lost belongings don’t distinguish between long-haul vacations and short escapes.
For instance, flight delays can cause missed connections or lost luggage. A seemingly minor incident, such as a sprained ankle or food poisoning, can lead to unexpected medical bills. Having emergency medical coverage is crucial, as treatment costs can escalate even in neighboring countries.
Why Do People Skip Travel Insurance for Short Trips?