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Is there such a thing as "ultimate travel insurance"?

If you spend thousands of dollars on vacation, having one before your flight may be worthwhile. Travel insurance protects your vacation investment if you have to cancel or cut short your trip due to various reasons, including weather, illness, government shutdowns, and more.

BUT, which travel insurance is the BEST? Some define it as the lowest premium; others consider it because it is offered by a well-known insurance company; still, others believe and leave it to their agent; and still, others may simply follow the crowd.

Any good travel insurance policy should cover the following essential categories: (i) Medical Expenses Incurred Overseas, (ii) Emergency Medical Evacuation and Repatriation, (iii) Assistance Services Abroad.

These are life-saving elements of assistance in any emergency situation. In this situation, all you want to know is that you have an expert on hand to advise and provide you with options.

Medical Expenses Incurred Overseas

Medical coverage is magnified because the medical costs are higher in the country you visit. The policy covers you up to the specified limit for injuries or illnesses abroad.

Emergency Medical Evacuation and Repatriation

On the ground, trained medical personnel assess the situation to stabilise the patient and provide appropriate and quality medical care as a top priority. A ground ambulance ride can range from as simple as transporting an unconscious patient to the nearest medical facility to as complex as transporting an unconscious patient by air ambulance from one country to another.

Assistance Services Abroad

In an emergency, it's difficult to know who to turn to. You require assistance locating medical care and travel assistance in your immediate vicinity. To discuss your next steps and options, as well as to assist you in scheduling a medical appointment, booking hotel accommodations, and/or booking a return flight to Singapore once you have been medically cleared to fly. Wherever your travels may take you, these services should be just a phone call away.


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