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Masterpiece Jewellery Coverage Highlights


Jewellery can be a quintessential part of your life; it can be passed down through generations, received as a gift from a loved one, or purchased as a memento of a particular place or time in your life. Your jewellery is more than just a fashion accessory. These priceless items bring back memories of a specific time in your life.


A Chubb Masterpiece® policy will provide you with comprehensive, flexible coverage as well as seamless service. With no deductible, the policy covers most causes of loss, such as a broken link in your bracelet or a necklace that goes missing while on vacation.


The jewellery coverage under valuable articles coverage section include

  • The market value of each piece of fine jewellery in your collection is determined from the start. In the event of a total covered loss, you will receive 100% of the insured value, with no excess or depreciation.

  • Worldwide cover for physical loss or damage no matter where you go or how long you stay.

  • Option to receive cash settlement in the event of irreparable damage or loss.

  • If one piece of a pair or set is lost or damaged beyond repair, you can choose to hand in the remaining piece(s), and the policy will pay the full replacement cost for the entire pair or set.

  • If an itemised piece is damaged, the policy will pay to repair it and compensate for any loss in market value resulting from the damage.

  • Immediate cover for new acquisitions within 90 days notification, up to 25% of the existing itemised amount, subject to a maximum of $100,000.



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