Travel should be filled with excitement and joy, but unexpected events can disrupt even the best-laid plans. Statistically, trip cancellations or interruptions are the most common travel insurance claims, accounting for 40%–60% of all claims. Imagine Sarah, who had to cancel her family’s Bali vacation due to her child’s illness. Thanks to her travel insurance, she was reimbursed for the non-refundable flights and hotels, allowing her to focus on her family without the financial burden.
Next on the list are Medical emergencies abroad account for 20%–30% of travel insurance claims. Take John, for example—while hiking in the Alps, he suffered an injury that required immediate surgery and an emergency evacuation. Thanks to his travel insurance, the hefty hospital bills and evacuation costs were fully covered. Without this essential coverage, John would have faced significant financial burdens, highlighting the importance of essential travel insurance benefits when traveling abroad.
Then there’s the issue of lost, delayed, or stolen baggage, which contributes to 15%–20% of travel insurance claims. Emma, eager to explore a new country, arrived at her destination only to find her luggage was missing. Stranded without her belongings, she had to buy essential items. Fortunately, her travel insurance reimbursed her for these unexpected costs, allowing her to continue her trip with minimal stress.
Flight delays and missed connections