AIG PERSONAL
TRAVEL INSURANCE

With global coverage underwritten by AIG Asia Pacific Insurance Pte Ltd and distributed by NRM Insurance Agency Pte Ltd, you can enjoy world-class travel protection.

Travel Guard is now enhanced with COVID-19 coverage. Better coverage, same great service and experience

 

WHY NRM INSURANCE?

In an emergency, you have access to 24x7 worldwide assistance.
In the event of a claim, you will not be speaking with an AI robot or customer service that operates from 9 to 5.

Instead, we will attend to you personally.

WHAT IS COVERED?

With 24/7 worldwide assistance, AIG's Travel Guard helps keep unexpected problems off your itinerary, from minor inconveniences to major emergencies, so you can enjoy your holiday.

CLASSIC
COVID 19 BENEFITS

Medical Expenses Incurred Overseas & Emergency Medical Evacuation and Repatriation

 

Under age 70 years

S$100,000

Age 70 years or older

S$50,000

Child in a Family Plan

S$50,000

SUPERIOR
COVID 19 BENEFITS

Medical Expenses Incurred Overseas & Emergency Medical Evacuation and Repatriation

 

Under age 70 years

S$250,000

Age 70 years or older

S$100,000

Child in a Family Plan

S$100,000

PREMIER
COVID 19 BENEFITS

Medical Expenses Incurred Overseas & Emergency Medical Evacuation and Repatriation

 

Under age 70 years

S$300,000

Age 70 years or older

S$150,000

Child in a Family Plan

S$150,000

CLASSIC
NON-COVID 19 BENEFITS

Medical Expenses Incurred Overseas & Emergency Medical Evacuation and Repatriation

 

Under age 70 years

S$200,000

Age 70 years or older

S$50,000

Child in a Family Plan

S$200,000

SUPERIOR
NON-COVID 19 BENEFITS

Medical Expenses Incurred Overseas & Emergency Medical Evacuation and Repatriation

 

Under age 70 years

S$1,000,000

Age 70 years or older

S$75,000

Child in a Family Plan

S$200,000

PREMIER
NON-COVID 19 BENEFITS

Medical Expenses Incurred Overseas & Emergency Medical Evacuation and Repatriation

 

Under age 70 years

S$2,500,000

Age 70 years or older

S$200,000

Child in a Family Plan

S$300,000

 

COVID-19 Coverage

  • Trip cancellation

    • Up to S$7,500 for trip cancellation if you or your relative are diagnosed with COVID-19 prior to your trip departure date.

  • Travel postponement

    • Up to S$1,500 for trip postponement if you or your relative are diagnosed with COVID-19 prior to your trip departure date.

  • Travel curtailment

    • Up to S$7,500 for travel curtailment costs if you or your relative are diagnosed with COVID-19 while travelling and need to return to Singapore earlier than planned.

  • Out-of-country COVID-19 diagnosis quarantine allowance

    • Up to S$100 per day per person for up to 14 consecutive days, if you test positive for COVID-19, and are unexpectedly placed into mandatory quarantine outside Singapore. We will pay the amount specified to cover reasonable and necessary accommodation costs, meals or other expenses directly related to Quarantine.

 

  • You must be departing from Singapore and be ordinarily resident in Singapore. Travel Guard is for travellers of all ages, with no age limit.

  • If you travel frequently, consider purchasing an Annual Multi-Trip Plan for greater value and convenience.

    • You get: Cover for an unlimited number of overseas trips within the policy year (for trips of less than 90 consecutive days each).

    • Immediate coverage when you travel, without the hassle of purchasing insurance cover each time.

 

Choice of individual and family plans.

  • The Family Annual Multi-Trip Plan is for two adults who are legally married to each other, with any number of children who are legally related to both of the adults. Under the family plan, each adult can travel individually, but the children must travel with at least one of the adults.

  • The maximum period of coverage for an overseas trip is:

    • For Per Trip Plan: 182 consecutive days.

    • For Annual Multi-Trip Plan: 90 consecutive days for each overseas trip.

 

General exclusions include any loss, injury, damage or legal liability arising from:

  • Any pre-existing medical conditions, except for repatriation and direct repatriation due to a pre-existing medical condition.

  • Participation in extreme sports or sporting activities.

  • When you are not fit to travel or travelling against the advice of a doctor.

  • This plan does not cover any travel in, to, or through Cuba, Iran, Syria, North Korea, or the Crimea region.