Work Injury Compensation Insurance

Frequently asked questions

What is WICA

What is Work Injury Compensation Act 2019?

  • The Work Injury Compensation Act (WICA) lets employees make claims for work-related injuries or diseases without having to file a civil suit under common law.
  • It is a low-cost and quicker alternative to common law for settling compensation claims.
  • Visit MOM’s website for more information.

What are the changes to WICA in 2020?

Key changes to WICA

  • Changes in compensation and medical expenses limits.
  • Expand mandatory insurance coverage to non-manual employees, regardless of where they work.
  • Expand scope of compensation to include light duties.
  • Compulsory reporting for any instance of medical leave or light duties issued for work accident.

Is it compulsory for employers to purchase Work Injury Compensation insurance?

  • Employers need to get work injury compensation insurance for all employees doing manual work, as well as all employees earning $2,100 or less a month.
  • From 1 January 2021, all WIC insurance policies must be issued by a designated insurer, and must comply with MOM’s compulsory terms.
  • Visit MOM’s website for more information.


How can I make a claim?

  • Please note that for any work-related accidents, the employer must report to the Ministry of Manpower (MOM). Please visit MOM’s website at
  • Download the Work Injury Compensation Insurance claim form. Submit your Work Injury Compensation Claim Form along with a copy of the following supporting documents.
    • A copy of the iReport submitted to the Ministry of Manpower (MOM)
    • Final medical bills and receipts
    • Medical Certificates
    • Doctor’s memo for outpatient medical treatment
    • Inpatient discharge summary / medical report (for hospitalisation of injured employee
    • Salary payment vouchers (12 months prior to the accident)
    • Work Permit or Employment Pass of injured employee (for foreign employees)
    • Death Certificate / Autopsy Report (for fatalities)
    • Police report or incident report (for road traffic accidents)
  • Please note that above list is not exhaustive, and insurance company may request for additional documents on a need-be basis.


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