Work Injury Compensation Insurance

Question 1

The Work Injury Compensation Act (WICA) lets employees make claims for work-related injuries or diseases without having to file a civil suit under common law.
It is a low-cost and quicker alternative to common law for settling compensation claims.
Visit MOM’s website for more information.

Answer

Key changes to WICA

Question 2

Changes in compensation and medical expenses limits.
Expand mandatory insurance coverage to non-manual employees, regardless of where they work.
Expand scope of compensation to include light duties.
Compulsory reporting for any instance of medical leave or light duties issued for work accident.

Question 3

Employers need to get work injury compensation insurance for all employees doing manual work, as well as all employees earning $2,100 or less a month.
From 1 January 2021, all WIC insurance policies must be issued by a designated insurer, and must comply with MOM’s compulsory terms.
Visit MOM’s website for more information.

Question 4

Please note that for any work-related accidents, the employer must report to the Ministry of Manpower (MOM). Please visit MOM’s website at www.mom.gov.sg/wic
Download the Work Injury Compensation Insurance claim form. Submit your Work Injury Compensation Claim Form along with a copy of the following supporting documents.
- A copy of the iReport submitted to the Ministry of Manpower (MOM)
- Final medical bills and receipts
- Medical Certificates
- Doctor’s memo for outpatient medical treatment
- Inpatient discharge summary / medical report (for hospitalisation of injured employee
- Salary payment vouchers (12 months prior to the accident)
- Work Permit or Employment Pass of injured employee (for foreign employees)
- Death Certificate / Autopsy Report (for fatalities)
- Police report or incident report (for road traffic accidents)
Please note that above list is not exhaustive, and insurance company may request for additional documents on a need-be basis.

Coverage Highlight