Masterpiece® offers flexible protection with a difference.
A bespoke policy tailored to protect your possessions, valuables and collectibles.
Coverage for your exquisite collections of handbags, jewellery and watches. No exclusion for mysterious disappearance and no exclusion for negligence.
If one piece of a pair or set is lost or damaged beyond repair, you can simply choose to hand in the remaining piece(s) and we will pay the full replacement cost for the entire pair or set.
Immediate cover for new acquisitions within 90 days notification, up to 25% of the existing itemised amount, subject to a maximum of $100,000.
The market value of each piece of fine jewellery in your collection is determined from the start. In the event of a total covered loss, you will receive 100% of the insured value, with no excess or depreciation.
If an itemised piece is damaged, we will not only pay to repair it, but also compensate for any loss in market value as a result of the damage.
Option to receive cash settlement in the event of irreparable damage or loss.