Employee Medical Insurance
Frequently asked questions
Is there a minimum number of staffs to enroll for employee group medical insurance?
Employers can enroll in a plan even if they have 2 employees.
Is medical examination required to enroll for a eligible employee?
Customize employee medical benefit
An employee needs to answer a health declaration form if the group size is less than 12 employees. A further medical examination may be required when the underwriter see that is necessary.
General health declaration is required in the application form, no medical examination is required for an eligible employee.
Our staff is excluded from our group critical illness coverage due to his pre-existing condition of having a diabetic history.
Can we appeal? Can we pay an extra premium to include him?
The case is still decline
Extra loading of premium may apply
Extra loading of premium apply, still exclude diabetic condition and all illness that may be caused as a result of this condition.
Can I do e-claim submission?
- For group size with more than 20 employees, we can arrange e-claim submission for group hospitalization benefit, GP, specialist, and Dental.