Asset Liability Management is a vital part of Enterprise Risk Management for financial institutions. Across the banking and insurance industries, more and more companies are implementing ERM beyond pure risk control as strategic decision making frameworks to run their businesses. For this to be effective, ALM must be integrated with the ERM conceptual framework in order to execute strategies to achieve the overall financial objectives, risk tolerances and constraints. Companies who do this right can realize substantial value and gain competive advantage and maximize shareholder value.

ASSET MANAGEMENT
within an ALM FRAMEWORK

The traditional asset management approach was responsible for the pension crisis and underperformance of insurance portfolios. Learn more...

ALM CALCULATION ENGINE
 

ALM software that provides companies and pension plans with a powerful Excel / VBA based tool that enables quantification of the exposure and optimization on a default free basis. Learn more...